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Sold - New Construction - Elizabethtown

$139,900

Photo of 182 Applewood, Elizabethtown, KY, 42701.

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Address: 182 Applewood	City/ST: Elizabethtown, KY	Zip Code: 42701
Location: Applewood	Property Type: Single Family Home	New or Resale: New
Bedrooms: 3	Bathrooms: 2	MLS# 1263263

New construction in Applewood! Features include engineered wood flooring in the foyer, kitchen, and great room, carpet in all bedrooms, tile in the bathrooms and utility room, recessed lighting, maple cabinets, formica countertops in the kitchen, cultured marble countertops in the bathrooms and much more!

Last Updated: 8/13/2010 11:54:29 AM

Listing Agent and Office: Jay Pitts, RE/MAX Executive Group

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Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Q	Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
A	The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Jay Pitts, REALTOR�, real estate agent and broker for Louisville, St. Matthews and Middletown, Kentucky home listings, property and land for sale - NUMBER1EXPERT

Jay Pitts
RE/MAX Executive Group
101 N 7th St
Louisville, KY 40202
Office: 502-561-3481
Cell: 502-572-0186
Fax: 866-741-0673
JayPitts@NUMBER1EXPERT.com
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