Oldham County December 2025 Real Estate Market Update

Oldham County continues to be one of the most desirable areas in the Louisville region, known for its schools, space, and long-term lifestyle appeal. However, the December 2025 MLS data shows a market that has slowed seasonally and become far more selective as we head into the new year.

December Market Snapshot

In December 2025, just over 200 MLS listings were analyzed across Oldham County. The breakdown by status tells an important story:

• Active Listings: 192

• Closed Sales: 3

• Expired Listings: 10

• Cancelled Listings: 1

• Pending Sales: 1

This data reflects a market with elevated inventory and limited year-end buyer activity, which is typical for December—but also signals growing pressure on sellers moving into 2026.

Closed Sales Performance

Only 3 homes closed in Oldham County in December, with:

• Average Sold Price: ~$462,000

• Average Days on Market: ~149 days

These numbers highlight two key realities:

1. Buyers are being extremely selective.

2. Homes that do sell are often those that were willing to wait for the right buyer—or adjust expectations along the way.

Longer days on market suggest that pricing, condition, and location matter more than ever.

Active Inventory & Pricing Trends

Oldham County currently has 192 active listings, with an average list price of approximately $678,000.

That creates a substantial gap between:

• What sellers are asking, and

• What buyers are actually paying

This pricing disconnect is one of the defining characteristics of the current Oldham County market. While demand still exists—especially for well-located, well-priced homes—buyers are clearly unwilling to chase inflated prices.

What Expired and Cancelled Listings Reveal

December saw:

• 10 expired listings

• 1 cancelled listing

While these numbers are not extreme, they are meaningful. Expired listings often indicate homes that were overpriced, poorly positioned, or not adjusted quickly enough as buyer feedback came in. In a slower, more strategic market, failure to adapt can result in missed opportunities.

The relatively low number of cancellations suggests that most sellers are committed—but expirations reinforce the importance of getting pricing and strategy right from the start.

What This Means for Buyers

For buyers, Oldham County offers opportunity heading into 2026. With elevated inventory and longer market times, buyers have more leverage, more negotiating power, and more room to be selective—especially on homes that have been sitting for several months.

What This Means for Sellers

For sellers, patience and realism are critical. Homes that are priced based on today’s market—not yesterday’s—stand the best chance of selling. Sellers who overprice risk extended market time, price reductions, or expiration.

Looking Ahead to 2026

Oldham County remains a premium market, but it’s no longer insulated from broader market shifts. As we move into 2026, success in this area will come down to pricing accuracy, presentation, and adaptability.

Whether you’re planning to buy, sell, or simply track the market, understanding these trends can help you make smarter, more confident decisions in the months ahead.